Legal
Investment Disclosure
Last updated 31 July 2026
Your trust matters to us. Treasure Now Investment is designed to give you clarity, control and confidence. Every naira is tracked in segregated accounts, every payout passes an admin approval gate, and every plan shows its projected return before you commit. We believe informed investors are confident investors, so we publish this disclosure plainly.
How we protect your money
Client funds are ring-fenced from company operations, held in reconciled accounts and only moved after multi-step verification. All transactions are written to an immutable audit log, and our role-based admin console ensures no single person can approve a payout alone.
Understanding projected returns
The rates shown on our plans are projected returns based on current portfolio performance and short-tenor lending activity. They are not guaranteed, and actual returns may be higher or lower. We update projections regularly and show you the exact rate before you confirm any investment.
Liquidity and lock-in
Each plan has a fixed term you choose upfront. Funds are committed for that term so we can match assets to liabilities and protect payout reliability. Early withdrawal may be allowed in select cases and may carry a penalty.
Credit and operational safeguards
Loans on the platform are backed by verified investment collateral and borrower profiles. We maintain liquidity reserves for matured withdrawals, but payment processor delays or unusual market events can occasionally affect settlement timing.
Regulatory status
Treasure Now Investment operates under its Nigerian regulatory framework and partnership structure, with all deposits and withdrawals processed through verified payment partners. Product features and terms may evolve as the platform grows.
If you have any questions, please contact us before investing. Never commit money you cannot afford to lock away for the full plan term.